Disclosures Hopwood Financial Services, Inc. (“HFS”) is an SEC registered investment adviser located in Reston, Virginia. HFS and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which HFS maintains clients. HFS may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. HFS’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of HFS’s web site on the Internet should not be construed by any consumer and/or prospective client as HFS’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by HFS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of HFS, please contact the SEC or the state securities regulators for those states in which HFS maintains a notice filing. A copy of HFS’s current written disclosure statement discussing HFS’s business operations, services, and fees is available from HFS upon written request.